We were working with another lender, who was referred by our real estate agent at the time. The real estate agent failed to communicate in a timely manner. When we changed realtors, the lender basically dropped the ball. Our new realtor Leslie Blaser, put us in touch with Nick. Nick was always available to answer questions. He made sure we had the best rate. When the seller had delayed the sale, Nick made sure out rate was locked in. I am so thankful that he was part of out team. You will definitely want Nick on yours. Nick Holcomb was truly a blessing to my family and I.