WHAT WE OFFER

We’re ready to build your personalized mortgage solution.

Get the home you want with the right mortgage — delivered quickly. The perfect home starts with the right mortgage, that’s why we offer multiple options to get you the perfect one.

powered by Generation Mortgage

CONVENTIONAL

  • 5% down payment (some lenders offer a 3% down payment option)
  • 620 minimum credit score requirement
  • Mortgage insurance generally drops off at 80% loan-to-value (LTV)
  • Rate/Term & Cash Out refinance options
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FIRST-TIME HOME BUYER

  • 3% minimum down payment
  • Lower interest rates
  • Potentially reduced mortgage insurance rates
  • 620 minimum credit score requirement
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FEDERAL HOUSING AUTHORITY (FHA)

  • 3.5% minimum down payment
  • Credit scores as low as 500
  • More forgiving when it comes to employment history
  • 203k Rehab Loan
  • FHA Streamline, Rate/Term & Cash Out refinance options
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UNITED STATES DEPARTMENT OF AGRICULTURE (USDA)

  • 100% financing, no down payment
  • 620 minimum credit score requirement
  • Encourages rural relocation
  • Streamlined refinancing options
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VETERANS ADMINISTRATION (VA)

  • 100% financing, no down payment
  • 560 minimum credit score requirement
  • Reduced interest rates
  • Great option for Veterans
  • Interest Rate Reduction Refinancing Loans (IRRRL’s) – Rate/Term, Cash Out & Investment property options
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JUMBO LOANS

  • Great option for those looking to purchase above conforming/high balance limit
  • 680 minimum credit score requirement
  • Varying down payment options
  • Rate/Term & Cash Out refinance options – maximum loan to value varies by program
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NON-QUALIFIED MORTGAGE (NON-QM)

  • Investor specific products
  • Bank statement loans
  • Minimum credit score dependent on lender and program
  • Down payment will vary
  • Rate/Term & Cash Out refinance options – maximum loan to value varies by program
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